Youngpeopleareperhapsbetter-knownforspendingmoneythansavingit．Butsomenewbankingwebsitesareseekingtochangethat．Thesewebsitesofferyoungpeopletheinformationandtoolstheyneedtowatchovertheirmoney．Thewebsitesalsolettheuserssharetheirfinancialexperienceswithotheryoungpeople．

Nineteen-year-oldAlixScotthasbeenworkingatastorethissummer．Sheissavingmoneytopayforcollegenextyear．"Ihavetosaveforallmycollegemoneybecausemyparentscan'taffordtoco-signonloans．So，Ihavetorelyonmyownsavings．"

Butinsteadofputtinghermoneyinalocalbank，MissScottbeganusingSmartyPig，aweb-basedbankingservice．

SmartPigwasdevelopedbyMichaelFerrariwithafriendin2007．Itisreallyallabouthelpingpeoplesaveforveryspecificgoals，suchasawedding，avocationoranIPhone．

MICHAELFERRARIsaid："Forexample，youwanttosavefivethousanddollarsforavacationinthreeyears．SmartyPigwillactuallycalculatehowmuchmoneyyouneedtosaveeverymonth．Youdon'thavetomovefromyourexistingbank，we'llactuallygoinandwithdrawthosefundsonthedayyouspecifyeverymonthandwe'llputitintoyourSmartyPigaccount，whereit'llearninterest，aswell．"

SmartyPigalsoenablesoutsiderstoaddmoneytotheaccountsofitsusers．"Perhaps aholidayiscominguporyourbirthdayiscomingup，andratherthangettingagift，yourfriends，yourfamilycanactuallycontributetoanyofyourSmartyPiggoals．"Mr．Ferrarisaid．Hebelievesthatastechnologycontinuestodevelop，moreandmorepeoplewillusetheelectronicbankingsites．

AgrowingnumberofyoungpeoplehaveshownaninterestinonlinebankingsiteslikeSmartyPig．Theysaytheyliketheeaseofoperationandservicesthesitesoffer．Thesepersonalfinancewebsitesoffertoolsthathelpusersfollowtheirspending，setupabudget，andcombinetheirinvestments．Andtheyallinvolvesocialmedia，whichinterestsyoungadultswhoarealreadyateaseaboutsharingtheirpersonalinformationonline．

29．WhichofthefollowingisTRUEofAlixScott？___

A．Shecan'taffordhercollegeeducation．

B．Shehasreceivedastudentloan

C．Sheprefersonlinebankingservic